Looking for advice

Getting good advice can save you stress and get you on the right track.

Finding the right investments and working out your financial future takes time and effort.

Professional advice can help, no matter how clued up you are.

See your finances clearly

Getting to grips with your finances isn’t hard if you know what to look at, but it can feel complicated and time-consuming. When you’re choosing a KiwiSaver scheme or investments from so many out there, it can be difficult to make a confident decision.

Speaking to a specialist can help you see the light. An Authorised Financial Adviser (AFA) can look at your unique situation and plans, and give you personalised advice.

Who is an Authorised Financial Adviser?

As the name suggests, an Authorised Financial Adviser (AFA) offers financial advice and must be licensed by the Financial Markets Authority (FMA) to do so.

To be licensed by the FMA and authorised to offer advice, an AFA must at least:

  • satisfy certain minimum skills and competencies
  • meet certain conditions and follow the Code of Professional Conduct for Authorised Financial Advisers
  • satisfy annual FMA reporting rules.

How can an Authorised Financial Adviser help?

An Authorised Financial Adviser (AFA) can guide you through the maze of financial products and explain how your choices affect what you can do now and later.

An AFA can:

  • look over your financial situation and advise you on your options
  • go through your financial goals, like retirement, and advise where and how you could make choices for a more secure future
  • discuss with you financial products, like KiwiSaver and other investments
  • recommend certain financial products that might suit you and your plans
  • prepare financial plans, including investment plans, for you
  • help you fill in forms
  • look at your progress and suggest changes that might be needed
  • help you stay focused on your goals when you need a bit of support.

Will you have to pay?

When you become a member of the Booster KiwiSaver Scheme, we can offer you access to a large external network of financial advisers.

Most of these advisers won't charge you for work related to your investments in the Booster KiwiSaver Scheme. This is because part of the annual fee you pay effectively covers this cost.

You'll need to discuss an adviser's fees directly with them if you'd like some advice on:

  • other investments
  • insurance
  • estate planning
  • retirement planning
  • your broader financial situation.

We don't employ the financial advisers we can refer you to, alhough we do pay them something to recognise their important role in looking after you. They need to tell you how much this is if you ask them, in their disclosure statement.

You can ask for a free disclosure statement from your financial adviser.

How do you find a financial adviser?

You may be able to find a good financial adviser if you ask around your friends and family.

Or we can connect you with an Authorised Financial Adviser (AFA) in your area so you can discuss what’s right for you.

Just fill in the form and we’ll be in touch soon.