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Conservative funds
Moderate to low returns over a shorter time frame.
Usually the right pick if:
You’re going to need access to your money fairly soon or if you have low tolerance for ups and downs in your fund’s value.
0-5yrs
Minimum suggested investment timeframe
1-3
Risk indicator (risk/return)
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Balanced funds
Less volatile than a growth fund likely to grow faster than a conservative fund.
Usually the right pick if:
You don't need to spend your investment soon but need it in the medium term — say, within 5-10 years.
5+yrs
Minimum suggested investment timeframe
4
Risk indicator (risk/return)
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Growth funds
Higher returns over the long term.
Usually the right pick if:
You need higher growth in your investment over the long term, and won’t panic if you see your account balance rise and fall.
7+yrs
Minimum suggested investment timeframe
4-7
Risk indicator (risk/return)
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Investing in local businesses and next generation innovation, helping to grow New Zealand’s and investors financial futures and strengthen our communities.
We created an opportunity that allows Kiwis to invest in the very land that is the backbone of Aotearoa.
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Named after the Māori word for ‘one’, the Tahi fund helps New Zealanders invest in successful NZ businesses so profit and talent stay here.
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Booster Innovation Fund (BIF) invests in early stage innovation and tech start ups originated, or being developed, right here in New Zealand.
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