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Booster Insurance

Booster's Super Simple Life Insurance is designed to give you the cover you need, without all the expensive extras. Exclusive to Booster KiwiSaver Scheme members.

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Super Simple Life Insurance

Life insurance, made simple. 100% online application process, often with an instant outcome. No medical checks – just an online risk assessment, and if you're approved, you'll receive immediate cover up to $200,000.

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Flexible cover amount

Select a life insurance cover to suit you. Choose your policy cover amount from $20,000 right up to $200,000.

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Online risk assessment

Apply online and answer some questions about your general health and lifestyle.

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Fixed premiums until 40

Super Simple has no premium increases until you’re 40. Enjoy the benefit of lower premiums for longer.

What you get with Super Simple life insurance

Life cover up to $200,000 If you’re just starting out in life, Super Simple can be a great choice for life insurance. It’s designed to give you cover for your life as it grows. You can be confident you’re covered, whatever happens.
Terminal illness benefit If you’re diagnosed with a terminal illness and have 12 months or less to live, we’ll pay out your policy in full.
Low premiums for health and wellbeing Enjoy premiums based on your age, smoking habits, lifestyle choices and general health. Lock in your cover today to protect your future.
30-day free look We offer a 30-day free look period, so you have time to make sure you’re happy with your Super Simple life insurance.

Affordable premiums

Get up to $200,000 cover for about the same price as one flat white per week!*

Choose your level of cover:


$5 p/m approx


$10 p/m approx


$20 p/m approx

*The premium amounts quoted above are indicative only and are based on a 30-yr old, non-smoker with no medical exclusions. Individual premiums may vary.

"The sign-up process was so simple. Nice and easy and my policy was sorted in minutes – simple as!"

Understanding life insurance

What is life insurance? Life insurance is a way of helping your family cope financially if you die. Having life insurance cover means your loved ones will have less financial stress and worry about funeral costs, everyday bills, debts, or loss of income if you’re no longer there to provide for them.
I'm young. Do I need life insurance?

Life insurance isn’t just for older people! In fact, if you’re under 30, getting some cover sorted now can work in your favour. If you’re young, fit and healthy, your premiums are going to be much lower now than if you apply when you’re older.

And, with Super Simple, you can lock those low premiums in until you reach 40.

Is Super Simple life insurance for me?

If you’re a Booster KiwiSaver Scheme member and aged between 18yrs – 50yrs with good health, Super Simple life insurance could be a great start for you.

Because Super Simple’s maximum cover is capped at $200,000, it’s aimed at people just starting out with little to no debt. If you need more extensive life insurance, Super Simple may not be the right choice for you.

If you need something more comprehensive, a financial adviser will be able to help you find the right product for you. Don’t have a financial adviser? Let us know and we’ll put you in touch with one.

Why life insurance?

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It's for your family

Having life insurance in place helps ensure your loved ones are looked after financially if the worst should happen to you.

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Financial peace of mind

Life insurance can help take care of any financial burdens that you don’t want your family to have to worry about.

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A confident future

Knowing that there's some financial support in place for you or your loved ones can help smooth the way if your future unexpectedly changes.

*Super Simple life insurance is issued by Booster Assurance Limited, an insurer licensed by the Reserve Bank of New Zealand. Booster Assurance Limited is a wholly owned subsidiary of Booster Financial Services Limited.