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Tax statement information

Booster KiwiSaver Scheme Funds

The Booster KiwiSaver Scheme makes saving for your first home or retirement easy. 

booster-kiwisaver-scheme-bird-and-egg-new-zealand

Funds that fit your goals

Leaf (Growth Icons)_CMYK_Green_1
Conservative funds

Moderate to low returns over a shorter time frame.

Usually the right pick if:
You’re going to need access to your money fairly soon or if you have low tolerance for ups and downs in your fund’s value.

0-4yr+
0-4yr+

Minimum suggested investment timeframe

Speedometer_Seven risks_RGB_2
1-4

Risk indicator (risk/return)

Leaf (Growth Icons)_Digital_Green_2
Balanced funds

Less volatile than a growth fund, likely to grow faster than a conservative fund.

Usually the right pick if:
You don't need to spend your investment soon but need it in the medium term — say within 5+ years.

3-5yr+
3-5yr+

Minimum suggested investment timeframe

Speedometer_Seven risks_RGB_4
4

Risk indicator (risk/return)

Leaf (Growth Icons)_CMYK_Green_3
Growth funds

Higher volatility but likely higher returns over the long term. 

Usually the right pick if:
You want higher growth in your investment over the long term, and you won’t panic if you see your account balance rise and fall.

7yr
7yr+

Minimum suggested investment timeframe

Speedometer_Seven risks_RGB_6
4-7

Risk indicator (risk/return)

Booster KiwiSaver Funds

Our KiwiSaver Scheme has a range of 14 funds you can invest in, providing you with the flexibility to mix and match a portfolio that fits with your goals. Have a look to see why you should join us on your savings journey to grow your financial future. 

view as

Capital Guaranteed Fund

Enhanced Cash Fund

Moderate Fund

Socially Responsible Moderate Fund

Balanced Fund

Default Saver Fund

Socially Responsible Balanced Fund

Growth Fund

Shielded Growth Fund

High Growth Fund

Socially Responsible Growth Fund

Socially Responsible High Growth Fund

Socially Responsible Geared Growth Fund

Geared Growth Fund

Recommended selected-arrow
Conservative

Capital Guaranteed Fund

Suitable for you if: You’re planning to buy a house or retire in 2 years or more and would be unhappy with any drop in value.

3.80%

Expected long term annual return (after fees, before tax)*

2yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Conservative
Anticipated ups and downs
Speedometer_Seven risks_RGB_2
Risk indicator
Dollar sign_RGB_1
Potential return

Benefits with this fund

  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund Know More
Benefits
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing primarily in income assets, while including some growth assets.

Fund asset allocation Risk indicator
10%

Growth Assets

90%

Income Assets

2

Where would my money be invested in?

NZ: Term Deposits, Bonds

Global: Shares

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

0.91%

Annual fund charge (estimated total)

Recommended selected-arrow
Conservative

Enhanced Cash Fund

Suitable for you if: You’re planning to buy a house or retire within a year and would be unhappy with any drop in value.

2.20%

Expected long term annual return (after fees, before tax)*

No minimum

Minimum suggested investment timeframe

Chart arrows_RGB_Conservative
Anticipated ups and downs
Speedometer_Seven risks_RGB_1
Risk indicator
Dollar sign_RGB_1
Potential return

Benefits with this fund

  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Booster Phone_CMYK_Green
  • Speech Bubble_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund Know More
Benefits
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing entirely in income assets.

Fund asset allocation Risk indicator
0%

Growth Assets

100%

Income Assets

1

Where would my money be invested in?

NZ: Term Deposits, Bonds

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

0.75%

Annual fund charge (estimated total)

Recommended selected-arrow
Balanced

Moderate Fund

Suitable for you if: You’re planning to buy a house or retire in 3 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.

6.0%

Expected long term annual return (after fees, before tax)*

3yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Conservative
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_1
Potential return

Benefits with this fund

  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Kiwi_KiwiSaver_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund Know More
Benefits
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets.

Fund asset allocation Risk indicator
40%

Growth Assets

60%

Income Assets

4

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Fixed Interest, Property, Shares

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.11%

Annual fund charge (estimated total)

Recommended selected-arrow
Balanced

Socially Responsible Moderate Fund

Suitable for you if: You’re planning to buy a house or retire in 3 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. You want a fund that reflects your personal values. 

6.0%

Expected long term annual return (after fees, before tax)*

3yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Conservative
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_2
Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_Digital_Green
  • Discount coins_Green
Get this fund Know More
Benefits
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_Digital_Green Govt. appointed default KiwiSaver Scheme provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
40%

Growth Assets

60%

Income Assets

4

Where would my money be invested in?

NZ: Shares, Fixed Interest, Term Deposits, Property

Global: Shares, Fixed Interest, Term Deposits, Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.09%

Annual fund charge (estimated total)

Recommended selected-arrow
Balanced

Balanced Fund

Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.

7.20%

Expected long term annual return (after fees, before tax)*

5yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Growth
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_2
Potential return

Benefits with this fund

  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund Know More
Benefits
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing in a mix of income and growth assets.

Fund asset allocation Risk indicator
60%

Growth Assets

40%

Income Assets

4

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.23%

Annual fund charge (estimated total)

Recommended selected-arrow
Balanced

Default Saver Fund

Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. 

7.20%

Expected long term annual return (after fees, before tax)*

5yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Growth
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_2
Potential return

Benefits with this fund

  • Negative Money_Debt_Digital_Blue
  • RIAA certified_CMYK_Blue
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
Get this fund Know More
Benefits
  • Negative Money_Debt_Digital_Blue Low fees
  • RIAA certified_CMYK_Blue Restricted from investing in certain controversial industries
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
Strategy, allocation and risk level

We aim to achieve this by investing in a mix of income and growth assets, utilising a predominantly passive investment approach.

Fund asset allocation Risk indicator
55%

Growth Assets

45%

Income Assets

4

Where would my money be invested in?

NZ: Fixed Interest, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

0.35%

Annual fund charge (estimated total)

Recommended selected-arrow
Balanced

Socially Responsible Balanced Fund

Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. You want a fund that reflects your personal values. 

7.20%

Expected long term annual return (after fees, before tax)*

5yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Growth
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_2
Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund Know More
Benefits
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing in a mix of income and growth assets, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
60%

Growth Assets

40%

Income Assets

4

Where would my money be invested in?

NZ: Shares, Fixed Interest, Cash, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.22%

Annual fund charge (estimated total)

Recommended selected-arrow
Growth

Growth Fund

Suitable for you if:  you’re planning to buy a house or retire in 7 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns.

7.80%

Expected long term annual return (after fees, before tax)*

7yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Kiwi_KiwiSaver_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund Know More
Benefits
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets.

Fund asset allocation Risk indicator
80%

Growth Assets

20%

Income Assets

4

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.30%

Annual fund charge (estimated total)

Recommended selected-arrow
Growth

Shielded Growth Fund

Suitable for you if: You’re planning to buy a house or retire in over 7 years and are comfortable with your balance going up and down from time to time if you might get better returns – but want a bit more of a safety net.

7.60%

Expected long term annual return (after fees, before tax)*

7yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_5
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
  • Kiwi_KiwiSaver_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund Know More
Benefits
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, The strategy will typically involve, but is not limited to, holding put options which provide protection on around 30% of fund losses above a 10% fall in global share markets. The level of protection will typically vary between 20% and 50% of the fund, depending on the Manager’s view of a range of factors such as cost, market volatility and risk.

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

5

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.37%

Annual fund charge (estimated total)

Recommended selected-arrow
Growth

High Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 10 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns.

8.50%

Expected long term annual return (after fees, before tax)*

10yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_5
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
  • Kiwi_KiwiSaver_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_CMYK_Green
Get this fund Know More
Benefits
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_CMYK_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets. 

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

5

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.36%

Annual fund charge (estimated total)

Recommended selected-arrow
Growth

Socially Responsible Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 7 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. You want a fund that reflects your personal values.

7.80%

Expected long term annual return (after fees, before tax)*

7yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_5
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund Know More
Benefits
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
80%

Growth Assets

20%

Income Assets

5

Where would my money be invested in?

NZ: Shares, Fixed Interest, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.23%

Annual fund charge (estimated total)

Recommended selected-arrow
Growth

Socially Responsible High Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 10 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. You want a fund that reflects your personal values.

8.50%

Expected long term annual return (after fees, before tax)*

10yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_5
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_CMYK_Green
Get this fund Know More
Benefits
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_CMYK_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the application of our Responsible Investment Policy. 

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

5

Where would my money be invested in?

NZ: Shares, Fixed Interest, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.24%

Annual fund charge (estimated total)

Recommended selected-arrow
Growth

Socially Responsible Geared Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 15 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. You want a fund that reflects your personal values.

9.80%

Expected long term annual return (after fees, before tax)*

15yr+

Minimum suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_6
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • Speech Bubble_CMYK_Green
  • NZ_Digital_Green
  • Booster Phone_CMYK_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
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Benefits
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • NZ_Digital_Green Booster is NZ owned and operated
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

6

Where would my money be invested in?

NZ: Shares, Cash, Listed Property

Global: Shares, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.65%

Annual fund charge (estimated total)

Recommended selected-arrow
Growth

Geared Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 15 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. 

9.80%

Expected long term annual return (after fees, before tax)*

15yr+

Minimum suggested investment timeframe

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Anticipated ups and downs
Speedometer_Seven risks_RGB_6
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Trophy (Goal)_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
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  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
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Benefits
  • Trophy (Goal)_Digital_Blue Award-winning fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure.

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

6

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

1.76%

Annual fund charge (estimated total)

Benefits
Fund benefits Booster benefits
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_Digital_Green Govt. appointed default KiwiSaver Scheme provider
  • Discount coins_Green Fee discounts for high balances
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Negative Money_Debt_Digital_Blue Low fees
  • RIAA certified_CMYK_Blue Restricted from investing in certain controversial industries
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_CMYK_Green Fee discounts for high balances
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_CMYK_Green Fee discounts for high balances
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • NZ_Digital_Green Booster is NZ owned and operated
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Trophy (Goal)_Digital_Blue Award-winning fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing primarily in income assets, while including some growth assets.

Fund asset allocation Risk indicator
10%

Growth Assets

90%

Income Assets

2

Where would my money be invested in?

NZ: Term Deposits, Bonds

Global: Shares

We aim to achieve this by investing entirely in income assets.

Fund asset allocation Risk indicator
0%

Growth Assets

100%

Income Assets

1

Where would my money be invested in?

NZ: Term Deposits, Bonds

We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets.

Fund asset allocation Risk indicator
40%

Growth Assets

60%

Income Assets

4

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Fixed Interest, Property, Shares

We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
40%

Growth Assets

60%

Income Assets

4

Where would my money be invested in?

NZ: Shares, Fixed Interest, Term Deposits, Property

Global: Shares, Fixed Interest, Term Deposits, Property

We aim to achieve this by investing in a mix of income and growth assets.

Fund asset allocation Risk indicator
60%

Growth Assets

40%

Income Assets

4

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing in a mix of income and growth assets, utilising a predominantly passive investment approach.

Fund asset allocation Risk indicator
55%

Growth Assets

45%

Income Assets

4

Where would my money be invested in?

NZ: Fixed Interest, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing in a mix of income and growth assets, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
60%

Growth Assets

40%

Income Assets

4

Where would my money be invested in?

NZ: Shares, Fixed Interest, Cash, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets.

Fund asset allocation Risk indicator
80%

Growth Assets

20%

Income Assets

4

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, The strategy will typically involve, but is not limited to, holding put options which provide protection on around 30% of fund losses above a 10% fall in global share markets. The level of protection will typically vary between 20% and 50% of the fund, depending on the Manager’s view of a range of factors such as cost, market volatility and risk.

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

5

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets. 

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

5

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
80%

Growth Assets

20%

Income Assets

5

Where would my money be invested in?

NZ: Shares, Fixed Interest, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the application of our Responsible Investment Policy. 

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

5

Where would my money be invested in?

NZ: Shares, Fixed Interest, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

6

Where would my money be invested in?

NZ: Shares, Cash, Listed Property

Global: Shares, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure.

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

6

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

0.91%

Annual fund charge (estimated total)

0.75%

Annual fund charge (estimated total)

1.11%

Annual fund charge (estimated total)

1.09%

Annual fund charge (estimated total)

1.23%

Annual fund charge (estimated total)

0.35%

Annual fund charge (estimated total)

1.22%

Annual fund charge (estimated total)

1.30%

Annual fund charge (estimated total)

1.37%

Annual fund charge (estimated total)

1.36%

Annual fund charge (estimated total)

1.23%

Annual fund charge (estimated total)

1.24%

Annual fund charge (estimated total)

1.65%

Annual fund charge (estimated total)

1.76%

Annual fund charge (estimated total)

*Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

KiwiSaver fund selector

1 2 3 4
What’s your next goal for your KiwiSaver savings?
When do you plan to make a significant lump sum withdrawal for this goal?
Suppose you had $20,000 in your KiwiSaver account. How much could the value of your account go down by in a year before you started to feel really uncomfortable?
Should we suggest a socially responsible investment fund to match your goals? This will only display if one is available.
Investing is a long-term plan. Generally, if you have a longer investment timeframe, you may be able to take on more risk than you realise. Based on your answers, you might benefit from speaking with a financial advice provider to work out the right fund for your savings goals. Give us a call on 0800 336 338 and we’ll help you with that. Suggest a Fund for Me
Conservative

Capital Guaranteed Fund

Suitable for you if: You’re planning to buy a house or retire in 2 years or more and would be unhappy with any drop in value.

3.80%

Expected long term annual return (after fees, before tax)

2yr+

Suggested investment timeframe

Chart arrows_RGB_Conservative
Anticipated ups and downs
Speedometer_Seven risks_RGB_2
Risk indicator
Dollar sign_RGB_1
Potential return

Benefits with this fund

  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund
Conservative

Enhanced Cash Fund

Suitable for you if: You’re planning to buy a house or retire within a year and would be unhappy with any drop in value.

2.20%

Expected long term annual return (after fees, before tax)

No minimum

Suggested investment timeframe

Chart arrows_RGB_Conservative
Anticipated ups and downs
Speedometer_Seven risks_RGB_1
Risk indicator
Dollar sign_RGB_1
Potential return

Benefits with this fund

  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Booster Phone_CMYK_Green
  • Speech Bubble_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund
Balanced

Moderate Fund

Suitable for you if: You’re planning to buy a house or retire in 3 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.

6.0%

Expected long term annual return (after fees, before tax)

3yr+

Suggested investment timeframe

Chart arrows_RGB_Conservative
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_1
Potential return

Benefits with this fund

  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Kiwi_KiwiSaver_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund
Balanced

Socially Responsible Moderate Fund

Suitable for you if: You’re planning to buy a house or retire in 3 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. You want a fund that reflects your personal values. 

6.0%

Expected long term annual return (after fees, before tax)

3yr+

Suggested investment timeframe

Chart arrows_RGB_Conservative
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_2
Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_Digital_Green
  • Discount coins_Green
Get this fund
Balanced

Balanced Fund

Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.

7.20%

Expected long term annual return (after fees, before tax)

5yr+

Suggested investment timeframe

Chart arrows_RGB_Growth
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_2
Potential return

Benefits with this fund

  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund
Balanced

Default Saver Fund

Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. 

7.20%

Expected long term annual return (after fees, before tax)

5yr+

Suggested investment timeframe

Chart arrows_RGB_Growth
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_2
Potential return

Benefits with this fund

  • Negative Money_Debt_Digital_Blue
  • RIAA certified_CMYK_Blue
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
Get this fund
Balanced

Socially Responsible Balanced Fund

Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. You want a fund that reflects your personal values. 

7.20%

Expected long term annual return (after fees, before tax)

5yr+

Suggested investment timeframe

Chart arrows_RGB_Growth
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_2
Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund
Growth

Growth Fund

Suitable for you if:  you’re planning to buy a house or retire in 7 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns.

7.80%

Expected long term annual return (after fees, before tax)

7yr+

Suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_4
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Umbrella_Insurance_Digital_Green
  • Fees_CMYK_Green
  • Speech Bubble_Digital_Green
  • Booster Phone_CMYK_Green
  • Kiwi_KiwiSaver_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund
Growth

Shielded Growth Fund

Suitable for you if: You’re planning to buy a house or retire in over 7 years and are comfortable with your balance going up and down from time to time if you might get better returns – but want a bit more of a safety net.

7.60%

Expected long term annual return (after fees, before tax)

7yr+

Suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_5
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
  • Kiwi_KiwiSaver_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund
Growth

High Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 10 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns.

8.50%

Expected long term annual return (after fees, before tax)

10yr+

Suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_5
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
  • Kiwi_KiwiSaver_Digital_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_CMYK_Green
Get this fund
Growth

Socially Responsible Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 7 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. You want a fund that reflects your personal values.

7.80%

Expected long term annual return (after fees, before tax)

7yr+

Suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_5
Risk indicator
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Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
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Growth

Socially Responsible High Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 10 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. You want a fund that reflects your personal values.

8.50%

Expected long term annual return (after fees, before tax)

10yr+

Suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_5
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_CMYK_Green
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Growth

Socially Responsible Geared Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 15 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. You want a fund that reflects your personal values.

9.80%

Expected long term annual return (after fees, before tax)

15yr+

Suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_6
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Exclusion_Digital_Blue
  • Scale_Digital_Blue
  • Award ribbon_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Bar Chart_Shares_Digital_Green
  • Speech Bubble_CMYK_Green
  • NZ_Digital_Green
  • Booster Phone_CMYK_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
Get this fund
Growth

Geared Growth Fund

Suitable for you if: you’re planning to buy a house or retire in 15 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. 

9.80%

Expected long term annual return (after fees, before tax)

15yr+

Suggested investment timeframe

Chart arrows_RGB_Balanced
Anticipated ups and downs
Speedometer_Seven risks_RGB_6
Risk indicator
Dollar sign_RGB_3
Potential return

Benefits with this fund

  • Trophy (Goal)_Digital_Blue
  • Umbrella_CMYK_Green
  • Fees_CMYK_Green
  • Speech Bubble_CMYK_Green
  • Booster Phone_CMYK_Green
  • Kiwi_KiwiSaver_Digital_Green
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  • NZ_Digital_Green
  • Beehive_CMYK_Green
  • Discount coins_Green
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Benefits
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_Digital_Green Govt. appointed default KiwiSaver Scheme provider
  • Discount coins_Green Fee discounts for high balances
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Negative Money_Debt_Digital_Blue Low fees
  • RIAA certified_CMYK_Blue Restricted from investing in certain controversial industries
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_Insurance_Digital_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_Digital_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_CMYK_Green Fee discounts for high balances
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_CMYK_Green Fee discounts for high balances
  • Exclusion_Digital_Blue Restricts direct investments in 15 controversial activities
  • Scale_Digital_Blue Assessed on ESG factors
  • Award ribbon_Digital_Blue Certified socially responsible fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • NZ_Digital_Green Booster is NZ owned and operated
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
  • Trophy (Goal)_Digital_Blue Award-winning fund
  • Umbrella_CMYK_Green Free accidental death cover for eligible members
  • Fees_CMYK_Green No member fees on low balances
  • Speech Bubble_CMYK_Green Access to independent financial advice
  • Booster Phone_CMYK_Green mybooster app and online portal
  • Kiwi_KiwiSaver_Digital_Green Investing back into NZ
  • Bar Chart_Shares_Digital_Green Investment and KiwiSaver specialists
  • NZ_Digital_Green Booster is NZ owned and operated
  • Beehive_CMYK_Green Government appointed KiwiSaver scheme default provider
  • Discount coins_Green Fee discounts for high balances
Strategy, allocation and risk level

We aim to achieve this by investing primarily in income assets, while including some growth assets.

Fund asset allocation Risk indicator
10%

Growth Assets

90%

Income Assets

2

Where would my money be invested in?

NZ: Term Deposits, Bonds

Global: Shares

We aim to achieve this by investing entirely in income assets.

Fund asset allocation Risk indicator
0%

Growth Assets

100%

Income Assets

1

Where would my money be invested in?

NZ: Term Deposits, Bonds

We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets.

Fund asset allocation Risk indicator
40%

Growth Assets

60%

Income Assets

4

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Fixed Interest, Property, Shares

We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
40%

Growth Assets

60%

Income Assets

4

Where would my money be invested in?

NZ: Shares, Fixed Interest, Term Deposits, Property

Global: Shares, Fixed Interest, Term Deposits, Property

We aim to achieve this by investing in a mix of income and growth assets.

Fund asset allocation Risk indicator
60%

Growth Assets

40%

Income Assets

4

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing in a mix of income and growth assets, utilising a predominantly passive investment approach.

Fund asset allocation Risk indicator
55%

Growth Assets

45%

Income Assets

4

Where would my money be invested in?

NZ: Fixed Interest, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing in a mix of income and growth assets, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
60%

Growth Assets

40%

Income Assets

4

Where would my money be invested in?

NZ: Shares, Fixed Interest, Cash, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets.

Fund asset allocation Risk indicator
80%

Growth Assets

20%

Income Assets

4

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, The strategy will typically involve, but is not limited to, holding put options which provide protection on around 30% of fund losses above a 10% fall in global share markets. The level of protection will typically vary between 20% and 50% of the fund, depending on the Manager’s view of a range of factors such as cost, market volatility and risk.

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

5

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets. 

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

5

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
80%

Growth Assets

20%

Income Assets

5

Where would my money be invested in?

NZ: Shares, Fixed Interest, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the application of our Responsible Investment Policy. 

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

5

Where would my money be invested in?

NZ: Shares, Fixed Interest, Term Deposits, Listed Property

Global: Shares, Fixed Interest, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure, and the application of our Responsible Investment Policy.

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

6

Where would my money be invested in?

NZ: Shares, Cash, Listed Property

Global: Shares, Listed Property

We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure.

Fund asset allocation Risk indicator
99%

Growth Assets

1%

Income Assets

6

Where would my money be invested in?

NZ: Shares (including Tahi and BIF), Property (including PLPF),  Fixed Interest, Cash, Term Deposits, Bonds

Global: Shares, Listed Property

Fees

Two types of charges apply:

  • A member fee of $3 per month aside from the Default Saver fund that has no member fee

  • An annual fund charge: percentage based

0.91%

Annual fund charge (estimated total)

0.75%

Annual fund charge (estimated total)

1.11%

Annual fund charge (estimated total)

1.09%

Annual fund charge (estimated total)

1.23%

Annual fund charge (estimated total)

0.35%

Annual fund charge (estimated total)

1.22%

Annual fund charge (estimated total)

1.30%

Annual fund charge (estimated total)

1.37%

Annual fund charge (estimated total)

1.36%

Annual fund charge (estimated total)

1.23%

Annual fund charge (estimated total)

1.24%

Annual fund charge (estimated total)

1.65%

Annual fund charge (estimated total)

1.76%

Annual fund charge (estimated total)

Why Booster KiwiSaver Scheme

Not sure which fund is right for you?

Here’s a few steps you can take to help you work out what approach is best for your financial future.

 

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