Booster KiwiSaver Scheme Funds
The Booster KiwiSaver Scheme makes saving for your first home or retirement easy.
Conservative funds
Moderate to low returns over a shorter time frame.
Usually the right pick if:
You’re going to need access to your money fairly soon or if you have low tolerance for ups and downs in your fund’s value.
0-4yr+
Minimum suggested investment timeframe
1-4
Risk indicator (risk/return)
Balanced funds
Less volatile than a growth fund, likely to grow faster than a conservative fund.
Usually the right pick if:
You don't need to spend your investment soon but need it in the medium term — say within 5+ years.
3-5yr+
Minimum suggested investment timeframe
4
Risk indicator (risk/return)
Growth funds
Higher volatility but likely higher returns over the long term.
Usually the right pick if:
You want higher growth in your investment over the long term, and you won’t panic if you see your account balance rise and fall.
7yr+
Minimum suggested investment timeframe
4-7
Risk indicator (risk/return)
Booster KiwiSaver Funds
Capital Guaranteed Fund
Enhanced Cash Fund
Moderate Fund
Socially Responsible Moderate Fund
Balanced Fund
Default Saver Fund
Socially Responsible Balanced Fund
Growth Fund
Shielded Growth Fund
High Growth Fund
Socially Responsible Growth Fund
Socially Responsible High Growth Fund
Socially Responsible Geared Growth Fund
Geared Growth Fund
Capital Guaranteed Fund
Suitable for you if: You’re planning to buy a house or retire in 2 years or more and would be unhappy with any drop in value.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing primarily in income assets, while including some growth assets.
Fund asset allocation | Risk indicator |
---|---|
10%Growth Assets 90%Income Assets |
2
|
Where would my money be invested in?
NZ: Term Deposits, Bonds
Global: Shares
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
0.91%
Annual fund charge (estimated total)
Enhanced Cash Fund
Suitable for you if: You’re planning to buy a house or retire within a year and would be unhappy with any drop in value.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Free accidental death cover for eligible members
- No member fees on low balances
- mybooster app and online portal
- Access to independent financial advice
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing entirely in income assets.
Fund asset allocation | Risk indicator |
---|---|
0%Growth Assets 100%Income Assets |
1
|
Where would my money be invested in?
NZ: Term Deposits, Bonds
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
0.75%
Annual fund charge (estimated total)
Moderate Fund
Suitable for you if: You’re planning to buy a house or retire in 3 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets.
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.11%
Annual fund charge (estimated total)
Socially Responsible Moderate Fund
Suitable for you if: You’re planning to buy a house or retire in 3 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. You want a fund that reflects your personal values.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Govt. appointed default KiwiSaver Scheme provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
40%Growth Assets 60%Income Assets |
4
|
Where would my money be invested in?
NZ: Shares, Fixed Interest, Term Deposits, Property
Global: Shares, Fixed Interest, Term Deposits, Property
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.09%
Annual fund charge (estimated total)
Balanced Fund
Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- mybooster app and online portal
- Investment and KiwiSaver specialists
- NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing in a mix of income and growth assets.
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.23%
Annual fund charge (estimated total)
Default Saver Fund
Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Low fees
- Restricted from investing in certain controversial industries
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
Strategy, allocation and risk level
We aim to achieve this by investing in a mix of income and growth assets, utilising a predominantly passive investment approach.
Fund asset allocation | Risk indicator |
---|---|
55%Growth Assets 45%Income Assets |
4
|
Where would my money be invested in?
NZ: Fixed Interest, Term Deposits, Listed Property
Global: Shares, Fixed Interest, Listed Property
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
0.35%
Annual fund charge (estimated total)
Socially Responsible Balanced Fund
Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. You want a fund that reflects your personal values.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing in a mix of income and growth assets, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
60%Growth Assets 40%Income Assets |
4
|
Where would my money be invested in?
NZ: Shares, Fixed Interest, Cash, Term Deposits, Listed Property
Global: Shares, Fixed Interest, Listed Property
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.22%
Annual fund charge (estimated total)
Growth Fund
Suitable for you if: you’re planning to buy a house or retire in 7 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets.
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.30%
Annual fund charge (estimated total)
Shielded Growth Fund
Suitable for you if: You’re planning to buy a house or retire in over 7 years and are comfortable with your balance going up and down from time to time if you might get better returns – but want a bit more of a safety net.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, The strategy will typically involve, but is not limited to, holding put options which provide protection on around 30% of fund losses above a 10% fall in global share markets. The level of protection will typically vary between 20% and 50% of the fund, depending on the Manager’s view of a range of factors such as cost, market volatility and risk.
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.37%
Annual fund charge (estimated total)
High Growth Fund
Suitable for you if: you’re planning to buy a house or retire in 10 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets.
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.36%
Annual fund charge (estimated total)
Socially Responsible Growth Fund
Suitable for you if: you’re planning to buy a house or retire in 7 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. You want a fund that reflects your personal values.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
80%Growth Assets 20%Income Assets |
5
|
Where would my money be invested in?
NZ: Shares, Fixed Interest, Term Deposits, Listed Property
Global: Shares, Fixed Interest, Listed Property
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.23%
Annual fund charge (estimated total)
Socially Responsible High Growth Fund
Suitable for you if: you’re planning to buy a house or retire in 10 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. You want a fund that reflects your personal values.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
99%Growth Assets 1%Income Assets |
5
|
Where would my money be invested in?
NZ: Shares, Fixed Interest, Term Deposits, Listed Property
Global: Shares, Fixed Interest, Listed Property
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.24%
Annual fund charge (estimated total)
Socially Responsible Geared Growth Fund
Suitable for you if: you’re planning to buy a house or retire in 15 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns. You want a fund that reflects your personal values.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Investment and KiwiSaver specialists
- Access to independent financial advice
- Booster is NZ owned and operated
- mybooster app and online portal
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
99%Growth Assets 1%Income Assets |
6
|
Where would my money be invested in?
NZ: Shares, Cash, Listed Property
Global: Shares, Listed Property
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.65%
Annual fund charge (estimated total)
Geared Growth Fund
Suitable for you if: you’re planning to buy a house or retire in 15 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns.
Expected long term annual return (after fees, before tax)*
Minimum suggested investment timeframe
Benefits
- Award-winning fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure.
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
1.76%
Annual fund charge (estimated total)
Benefits
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Free accidental death cover for eligible members
- No member fees on low balances
- mybooster app and online portal
- Access to independent financial advice
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Govt. appointed default KiwiSaver Scheme provider
- Fee discounts for high balances
- mybooster app and online portal
- Investment and KiwiSaver specialists
- NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Low fees
- Restricted from investing in certain controversial industries
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Restricts direct investments in 15 controversial activities
- Assessed on ESG factors
- Certified socially responsible fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Investment and KiwiSaver specialists
- Access to independent financial advice
- Booster is NZ owned and operated
- mybooster app and online portal
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
- Award-winning fund
- Free accidental death cover for eligible members
- No member fees on low balances
- Access to independent financial advice
- mybooster app and online portal
- Investing back into NZ
- Investment and KiwiSaver specialists
- Booster is NZ owned and operated
- Government appointed KiwiSaver scheme default provider
- Fee discounts for high balances
Strategy, allocation and risk level
We aim to achieve this by investing primarily in income assets, while including some growth assets.
Fund asset allocation | Risk indicator |
---|---|
10%Growth Assets 90%Income Assets |
2
|
Where would my money be invested in?
NZ: Term Deposits, Bonds
Global: Shares
We aim to achieve this by investing entirely in income assets.
Fund asset allocation | Risk indicator |
---|---|
0%Growth Assets 100%Income Assets |
1
|
Where would my money be invested in?
NZ: Term Deposits, Bonds
We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets.
We aim to achieve this by investing mainly in income assets, while including a moderate allocation of growth assets, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
40%Growth Assets 60%Income Assets |
4
|
Where would my money be invested in?
NZ: Shares, Fixed Interest, Term Deposits, Property
Global: Shares, Fixed Interest, Term Deposits, Property
We aim to achieve this by investing in a mix of income and growth assets.
We aim to achieve this by investing in a mix of income and growth assets, utilising a predominantly passive investment approach.
Fund asset allocation | Risk indicator |
---|---|
55%Growth Assets 45%Income Assets |
4
|
Where would my money be invested in?
NZ: Fixed Interest, Term Deposits, Listed Property
Global: Shares, Fixed Interest, Listed Property
We aim to achieve this by investing in a mix of income and growth assets, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
60%Growth Assets 40%Income Assets |
4
|
Where would my money be invested in?
NZ: Shares, Fixed Interest, Cash, Term Deposits, Listed Property
Global: Shares, Fixed Interest, Listed Property
We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets.
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, The strategy will typically involve, but is not limited to, holding put options which provide protection on around 30% of fund losses above a 10% fall in global share markets. The level of protection will typically vary between 20% and 50% of the fund, depending on the Manager’s view of a range of factors such as cost, market volatility and risk.
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets.
We aim to achieve this by investing primarily in growth assets, with a moderate allocation of income assets, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
80%Growth Assets 20%Income Assets |
5
|
Where would my money be invested in?
NZ: Shares, Fixed Interest, Term Deposits, Listed Property
Global: Shares, Fixed Interest, Listed Property
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
99%Growth Assets 1%Income Assets |
5
|
Where would my money be invested in?
NZ: Shares, Fixed Interest, Term Deposits, Listed Property
Global: Shares, Fixed Interest, Listed Property
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure, and the application of our Responsible Investment Policy.
Fund asset allocation | Risk indicator |
---|---|
99%Growth Assets 1%Income Assets |
6
|
Where would my money be invested in?
NZ: Shares, Cash, Listed Property
Global: Shares, Listed Property
We aim to achieve this by investing predominantly in growth assets, with little or no allocation to income assets, and the use of leverage to provide increased exposure.
Fees
Two types of charges apply:
-
A member fee of $3 per month aside from the Default Saver fund that has no member fee
-
An annual fund charge: percentage based
0.91%
Annual fund charge (estimated total)
0.75%
Annual fund charge (estimated total)
1.11%
Annual fund charge (estimated total)
1.09%
Annual fund charge (estimated total)
1.23%
Annual fund charge (estimated total)
0.35%
Annual fund charge (estimated total)
1.22%
Annual fund charge (estimated total)
1.30%
Annual fund charge (estimated total)
1.37%
Annual fund charge (estimated total)
1.36%
Annual fund charge (estimated total)
1.23%
Annual fund charge (estimated total)
1.24%
Annual fund charge (estimated total)
1.65%
Annual fund charge (estimated total)
1.76%
Annual fund charge (estimated total)
*Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.
KiwiSaver fund selector
What’s your next goal for your KiwiSaver savings?
When do you plan to make a significant lump sum withdrawal for this goal?
Suppose you had $20,000 in your KiwiSaver account. How much could the value of your account go down by in a year before you started to feel really uncomfortable?
Should we suggest a socially responsible investment fund to match your goals? This will only display if one is available.
Capital Guaranteed Fund
Suitable for you if: You’re planning to buy a house or retire in 2 years or more and would be unhappy with any drop in value.
Expected long term annual return (after fees, before tax)
Suggested investment timeframe
Enhanced Cash Fund
Suitable for you if: You’re planning to buy a house or retire within a year and would be unhappy with any drop in value.
Expected long term annual return (after fees, before tax)
Suggested investment timeframe
Moderate Fund
Suitable for you if: You’re planning to buy a house or retire in 3 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.
Expected long term annual return (after fees, before tax)
Suggested investment timeframe
Socially Responsible Moderate Fund
Suitable for you if: You’re planning to buy a house or retire in 3 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. You want a fund that reflects your personal values.
Expected long term annual return (after fees, before tax)
Suggested investment timeframe
Balanced Fund
Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.
Expected long term annual return (after fees, before tax)
Suggested investment timeframe
Default Saver Fund
Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns.
Expected long term annual return (after fees, before tax)
Suggested investment timeframe
Socially Responsible Balanced Fund
Suitable for you if: You’re planning to buy a house or retire in 5 plus years and are comfortable with your balance going slightly up and down from time to time if you get better returns. You want a fund that reflects your personal values.
Expected long term annual return (after fees, before tax)
Suggested investment timeframe
Growth Fund
Suitable for you if: you’re planning to buy a house or retire in 7 plus years and are comfortable with your balance going up and down a lot if it means you might get much better returns.
Expected long term annual return (after fees, before tax)
Suggested investment timeframe
Shielded Growth Fund
Suitable for you if: You’re planning to buy a house or retire in over 7 years and are comfortable with your balance going up and down from time to time if you might get better returns – but want a bit more of a safety net.
Expected long term annual return (after fees, before tax)
Suggested investment timeframe
Benefits with this fund