Booster KiwiSaver Scheme

The Booster KiwiSaver Scheme makes saving for your first home or retirement easy.
We offer great member benefits, access to financial advice and tools to raise your money know-how. What could your retirement look like? Find out using our KiwiSaver calculator.
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Our funds

Investment performance

Want to know about our investment performance?

What could your retirement look like?

Choosing the right fund, and how much you put into your KiwiSaver account, can make a big difference to how much you end up with at retirement.

We estimate you'll have a retirement savings lump sum at age 65 of around $_____. This gives you an estimated retirement income each week, to the age of 90, of $_____.


How we worked this out

We’ve calculated your results based on the information you entered, and some industry-standard investment return, inflation and salary increase assumptions as set by the Financial Markets Authority (FMA). Our calculator is intended as a guide only and only relates to your KiwiSaver account.

    • Industry-standard forecast rates of return (after fees and tax at 28%) as set by the FMA, across four main fund types:
Fund type Annual return
Conservative 2.5%
Balanced 3.5%
Growth 4.5%
High Growth 5.5%
  • No savings suspension or withdrawals take place.
  • If you’re employed, we’ve assumed an annual salary increase of 3.5% and a 3% employer contribution.
  • If you're self employed (or not working), we've assumed your regular annual voluntary contribution increases by inflation (2%) each year.
  • Your annual government contribution entitlement amount is received each year, up to a maximum of $521.43. This figure is not adjusted for inflation.
  • Fees, tax rates and government contributions are assumed to continue unchanged until you reach age 65.
  • All projected balances are in today’s dollar terms (by adjusting for the impact of inflation at 2% per annum).
  • After age 65, the graph shows the projected weekly retirement income your lump sum would give you over a 25-year period, assuming a 2.5% annual return (after tax and fees) and a 2% annual inflation adjustment.

Remember, this result is a guide only and several factors affect the size of your retirement savings and how long this might last in retirement. These include:

  • Your choice of fund
  • Your contribution rate
  • How long you contribute for
  • If you are using KiwiSaver to save for a first home
  • Other retirement savings and income you may have
  • Your expected retirement income levels
  • The actual performance of investment markets

If you want a more personalised plan for your KiwiSaver, give us a call on 0800 336 338. We’ll get your KiwiSaver money working harder for you.

We've got your back

Booster members can get personalised advice for their KiwiSaver and retirement goals.

We offer a range of planning tools, an extensive network of financial advisers and a real-time customer services team to help you get your financial future on track.

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Booster is 100% Kiwi owned and operated. We've been looking after New Zealanders for over 20 years. We know a thing or two about helping Kiwis reach their financial goals.

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Want to invest in a way that reflects your personal values? Booster offers certified socially responsible investment funds for KiwiSaver members, so you can become an ethical investor. 

We help you to shape the world you want to live in.

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We passionately believe in New Zealand. That's why we set up our specialist investment funds Tahi, Private Land and Property Fund and NZ Innovation Booster – our innovation partnership with Wellington UniVentures and Otago Innovation Ltd.

As a Booster member, you get to be a part of New Zealand's bright and innovative future. 

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As a Booster KiwiSaver Scheme member, you can get up to $50,000 free accidental death cover. 

We're the only KiwiSaver scheme provider to offer this cover to our members.

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Booster's wealth platform allows you to bring all your finances together in one place – so you can manage your financial universe, wherever you are.

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Fees and charges

Want to know about our fees and charges?