Apple Pay Terms & Conditions

These terms and conditions apply to the registration of your Savvy card in the Apple Pay app made available by Apple. For the full terms and conditions relating to the use of your card and payments made through your card, including payments made through Apple Pay, these conditions should be read together with the Savvy Card and Account Terms and Conditions.

These terms and conditions, the Savvy Card and Account Terms and Conditions, the Savvy Google Pay Terms and Conditions (if applicable), Booster’s general terms and conditions and the Booster Savvy Fund Product Disclosure Statement together form your agreement with Booster in relation to your Savvy account.

If there are any inconsistencies between these terms and conditions and Booster’s general terms and conditions, these terms and conditions overrule Booster’s general terms and conditions (but only in relation to that difference).

Make sure you read and understand these documents. By registering your card for Apple Pay, you agree that you have read, understood, and will comply with these terms and conditions.

You will need to agree to, and comply with, Apple’s Apple Pay terms and conditions in order to register your card and use it with Apple Pay.

You can add your card to Apple Pay on your Apple device. You may be required to enter a verification code when adding your card. You should ensure that your correct mobile number is recorded in mybooster so that you can receive a verification code via text message.

You can remove your card from Apple Pay at any time through the Apple Pay app.

If we cancel and replace your physical card for any reason, you may have to set it up again in Apple Pay.

Apple Pay is provided by Apple, not by us. We also do not provide your Apple device. Our only role in relation to Apple Pay is to securely supply information to Apple so you can register your card in and use your card through Apple Pay.

Once your card is registered to your Apple device, Apple may access your personal information regarding the use of your card through Apple Pay. Please see Apple’s privacy policy at apple.com/privacy for more information.

You can use Apple Pay to

• make contactless transactions by holding your Apple device near a contactless terminal; and
  make payments through participating apps and
• online with participating merchants.

You may be required to enter your PIN into the terminal, to sign or to enter your Apple device security credentials to use Apple Pay to complete a transaction (including for contactless transactions over certain transaction limits).

Your card can be used to make contactless transactions by holding your physical card near a contactless terminal. If your card has been added as a digital card (e.g. Apple Pay or Google Wallet for Google Pay), you can use that service to make contactless transactions by holding your device near a contactless terminal. You will be required to enter your PIN into the terminal or to sign to use your physical card, Apple Pay or Google Pay for contactless transactions over certain transaction limits.

If you need to block the token loaded onto your Apple Pay, please call Booster on 0800 336 338 (or +64 4 894 4300 if calling from overseas) as soon as practicable.

We may block or cancel your ability to use your digital card to make transactions using Apple Pay at any time if we believe we have good reason to do so.

These terms and conditions may be varied by us at any time. We will endeavour to provide notice by email, mail, text, mybooster, or on our website. If you continue to keep your card registered in Apple Pay after the date specified in the notice, you will be deemed to have accepted the changes.

If any provision or part of a provision of these terms and conditions is illegal, invalid or unenforceable, it will be severed from these terms and conditions and the remaining provisions (or parts of provisions) will continue in full force and effect.

Account

The nominated Booster Savvy account from which your funds will be withdrawn using your card.

Apple

Apple Inc. and/or its related bodies corporate and affiliates.

Apple Device 

A device such as an iPad, iPhone or an Apple Watch, manufactured by Apple, which Booster and Apple determine is eligible for the registration of Savvy cards to be used in Apple Pay.

Apple Pay 

The mobile payment and digital wallet service created by Apple that lets users make payments using certain Apple devices and credit cards or debit cards registered on those Apple devices.

Biometric ID

Identity verification using a person’s unique physical and other traits, such as voice or facial recognition or fingerprint log-on using a fingerprint identity sensor (including Touch ID).

Blocked card

Where a physical card has been blocked from use in app by the user or by Booster. The card can be un-blocked in the Booster NZ app or by Booster staff.

Booster, us, we, our

Booster Investment Management Limited and/or Booster Financial Services Limited.

Cancelled card

A cancelled card cancels both the physical and digital card. A replacement must be ordered before the Savvy debit card functions can be used.

Card

Your Booster Savvy Debit Mastercard.

Card information

The card number, card expiration date, card holder’s name and/or card validation code which is embossed or printed on the card issued to you.

Contactless terminal

An electronic funds device which can be used to make “contactless” transactions that do not require swiping or inserting a card.

Contactless transaction

A transaction conducted by tapping your card or Apple device on a contactless terminal.

Digital card

Your digital Savvy debit card that you will load into Apple Pay for contactless, online and in-app transactions using Apple Pay.

Electronic funds device

Any point of sale terminal, contactless terminal, and Automatic Teller Machines (ATM) that accepts Mastercard or EFTPOS.

Merchant

A retail merchant or other entity which requests authorisation and receipt of funds in return for goods or services.

mybooster

The Booster web application that allows you to manage your Savvy account.

Physical card

Your physical Savvy debit card which you can use at electronic funds devices, ATMs and for online purchases.

PIN

A four digit personal identification number to prevent unauthorised access to and use of your card.

Security credentials

Any personal identification number, password, biometric ID or other measure used to ensure the security of your Apple device

Terms and conditions

These terms and conditions as amended from time to time.

Transaction

When you debit your account using your physical card or card information or your digital card.

you, your

The account holder.

Apple, Apple Pay and Touch ID are trademarks of Apple Inc., registered in the United States and other countries. iPhone, iPad, iTunes and Apple Watch are trademarks of Apple Inc.. App Store is a service mark of Apple Inc.

Google, Google Pay and Google Wallet are trademarks of Google LLC.

Mastercard and the Mastercard symbol are registered trademarks of Mastercard International Incorporated.

The Booster Savvy Scheme (Savvy) is not a bank account and Booster is not a bank. Savvy is a managed investment scheme and Booster Investment Management Limited is the manager and issuer of Savvy. Savvy’s Product Disclosure Statement, and other important information about Savvy (including a comparison highlighting some of the differences between Savvy and a bank account) are available at www.booster.co.nz .